Privacy Policy

1. Introduction

Buy Land in Africa ("BLIA", "we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform at blia.africa.

BLIA connects international buyers with verified real estate agents across African markets. We use technology to facilitate secure, transparent property transactions.

2. Information We Collect

Personal Information

• - Full name and contact details
• - Government-issued identification
• - Citizenship and residency documentation
• - Date of birth and nationality
• - Banking and payment information
• - Property ownership records
• - Investment preferences and criteria
• - Employment and income verification (where required)

Transaction Information

• - Property search criteria and requirements
• - Property details and documentation
• - Purchase offers and negotiations
• - Escrow and payment records
• - Transaction history
• - Agent communications

Technical Information

• - Device information and IP address
• - Platform usage patterns
• - Search queries and interactions
• - Session data
• - Cookies and tracking technologies
• - Login records and security logs

3. How We Use Your Information

We use your information to:

• - Process and facilitate property transactions
• - Verify identity and eligibility
• - Match buyers with suitable agents
• - Coordinate property verification
• - Process payments and manage escrow
• - Facilitate communications
• - Provide customer support
• - Improve platform features
• - Analyze usage patterns
• - Prevent fraud and maintain security
• - Comply with legal obligations
• - Send transaction updates and notifications
• - Share educational content (with consent)

4. Information Sharing

With Your Consent

We share information with parties you authorize:

• - Property sellers and their representatives
• - Real estate agents
• - Financial institutions
• - Legal representatives
• - Government authorities for property registration

Service Providers

We work with trusted service providers for:

• - Payment processing
• - Identity verification and fraud detection
• - Cloud storage and infrastructure
• - Analytics and customer support
• - Communication tools

All service providers are contractually obligated to protect your information.

Agent Network

When you submit a property request, we share relevant information with verified agents:

• - Property requirements
• - Budget range
• - Preferred locations
• - Timeline
• - Contact information

Legal Requirements

We disclose information when required by law or necessary to:

• - Comply with legal processes
• - Respond to government requests
• - Meet tax reporting obligations
• - Enforce our Terms of Service
• - Protect rights and safety
• - Investigate fraud or security issues

Business Transfers

If BLIA is involved in a merger, acquisition, or sale of assets, your information may be transferred. We will notify you of any such change.

5. Data Security

We implement comprehensive security measures including:

• - End-to-end encryption for data in transit
• - Encryption for data at rest
• - Multi-factor authentication
• - Secure payment processing
• - Regular security audits
• - Intrusion detection systems
• - Access controls and role-based permissions
• - Employee security training

However: No system is completely secure. While we implement robust measures, we cannot guarantee absolute security. You use our platform at your own risk.

Your Responsibilities

You are responsible for:

• - Maintaining confidential account credentials
• - Using strong, unique passwords
• - Enabling multi-factor authentication
• - Securing your payment information
• - Reporting suspicious activity immediately
• - Protecting your devices

6. International Data Transfers

BLIA operates across multiple countries. Your information may be transferred to, stored in, and processed in countries other than your own, including:

• - United States (primary infrastructure)
• - African countries where you conduct transactions
• - Locations where our service providers operate

We implement appropriate safeguards when transferring data internationally, including:

• - Standard contractual clauses
• - Data protection agreements
• - Encryption during transfer
• - Compliance with local requirements

7. Your Rights and Choices

You have the right to:

• - Access your personal information
• - Request a copy of your data
• - Correct inaccurate information
• - Request deletion (subject to legal obligations)
• - Restrict processing
• - Object to certain uses
• - Withdraw consent

To exercise these rights: Contact us at support@blia.africa. We will respond within 30 days.

Limitations

We may be unable to fulfill certain requests when:

• - Information is needed for active transactions
• - Legal requirements mandate retention
• - Deletion would compromise others' rights
• - Data exists on public blockchains (immutable)

Communication Preferences

You can control communications by:

• - Adjusting notification settings in your account
• - Unsubscribing from marketing emails
• - Opting out of SMS notifications
• - Selecting preferred contact methods

Note: You cannot opt out of essential transaction and security notifications.

8. Cookies and Tracking

Types of Cookies

Essential Cookies (Always Active):

• - Authentication and account access
• - Security and fraud prevention
• - Session management

Functional Cookies:

• - Language preferences
• - User interface customization
• - Saved search filters

Analytics Cookies:

• - Platform usage analysis
• - Feature adoption tracking
• - Performance optimization

Marketing Cookies (Opt-In):

• - Advertising optimization
• - Retargeting
• - Campaign tracking

Managing Cookies

You can control cookies through your browser settings. Disabling certain cookies may limit platform functionality.

Third-Party Tracking

We use third-party analytics and advertising services that may track your activity. You can manage these through our cookie consent tool or your browser settings.

9. Data Retention

We retain your information for as long as necessary to:

• - Provide services and maintain your account
• - Complete transactions
• - Comply with legal obligations
• - Resolve disputes
• - Meet tax requirements

Retention Periods:

• - Active account data: Duration of account plus 7 years
• - Transaction records: Minimum 7 years
• - KYC/AML documentation: 7 years after account closure
• - Banking information: 7 years after last transaction
• - Marketing data: Until consent withdrawn or 2 years of inactivity

When retention periods expire, we securely delete or anonymize your information.

10. Children's Privacy

BLIA is not intended for individuals under 18. We do not knowingly collect information from anyone under 18.

If you are under 18, do not use the platform or provide any information. Parents who believe we may have collected information from a minor should contact us immediately at support@blia.africa.

11. Changes to This Policy

We may update this Privacy Policy to reflect:

• - Changes in our practices
• - New features or technologies
• - Legal requirements
• - User feedback

We will notify you of material changes through:

• - Email notification
• - Platform announcement
• - Account dashboard alert
• - Updated "Last Updated" date

Continued use after changes take effect constitutes acceptance. If you disagree, discontinue use and request account deletion.

12. Regional Privacy Laws

We comply with applicable privacy laws including:

• Ghana: Data Protection Act, 2012
• Kenya: Data Protection Act, 2019
• Nigeria: Data Protection Act, 2023
• South Africa: Protection of Personal Information Act (POPIA)
• European Union: GDPR (for EU residents)
• United States: State-specific laws including CCPA

For EU Residents (GDPR)

Legal Basis for Processing:

1. Contract Performance: Providing services and fulfilling transactions
2. Legal Obligation: KYC/AML, tax reporting
3. Legitimate Interest: Fraud prevention, security, improvements
4. Consent: Marketing, optional features

Your Rights:

• - Right to access, rectification, erasure
• - Right to restrict processing
• - Right to data portability
• - Right to object
• - Right to withdraw consent
• - Right to lodge complaints with supervisory authorities

For California Residents (CCPA)

You have the right to:

• - Know what personal information is collected
• - Know if information is sold or disclosed
• - Opt-out of sale of personal information
• - Non-discrimination for exercising rights

We do not sell your personal information.

13. Contact Us

Privacy Inquiries

• Email: support@blia.africa
• Subject: "Privacy Inquiry"

Data Rights Requests

• Email: support@blia.africa
• Subject: "Data Rights Request"
• Include: Full name, registered email, specific request, verification information

Security Issues

• Email: support@blia.africa
• Subject: "Security Issue - Urgent"

Regulatory Complaints

You have the right to lodge complaints with relevant data protection authorities in your jurisdiction.

Response Timeline: We will acknowledge your inquiry within 5 business days and provide a substantive response within 30 days.

Important Definitions

Agent: A verified real estate professional in BLIA's network who fulfills buyer property requests.

Buyer: A user seeking to purchase property through BLIA.

Escrow: A secure holding arrangement where funds are held until transaction conditions are met.

KYC/AML: Know Your Customer and Anti-Money Laundering compliance processes.

Verified Agent: A real estate professional who has completed BLIA's verification process.